Insurance

What insurances does PHYSIO accept?

  • AARP
  • AARP Medicare
  • Aetna
  • Aetna Medicare
  • Amerigroup (Medicare Supplement Only)
  • Banker’s Life
  • Blue Cross Blue Shield
  • Champ VA
  • Cigna
  • Community Health Choice-Marketplace
  • Humana
  • Humana Medicare
  • Medicaid (Traditional)
  • Medicare
  • Medicare Railroad
  • Meritain Health
  • Multiplan (PHCS)
  • Mutual of Omaha
  • National Association of Letter Carriers
  • Physician’s Mutual
  • Triwest (VA)
  • United Healthcare
  • United Healthcare Medicare
  • United Medical Resources

Worker’s Comp including:

  • Abercrombie, Simmons & Gillete (AS&G)
  • AIG
  • Align Network
  • Alliance
  • Claims Management
  • Corporate Remedies
  • Coventry
  • Gallagher Bassett
  • Hartford
  • Liberty Mutual
  • MedRisk
  • OneCall
  • Sedgwick
  • State Office of Risk Management
  • Texas Association of Counties
  • Texas Association of School Board (TASB)
  • Texas Mutual League (TML)
  • Texas Mutual Insurance

Direct Access

What is direct access to physical therapy?

Direct Access is a law that allows patients to seek and receive evaluation and treatment from a physical therapist, for a limited timeframe, *without a prescription or a referral from a healthcare provider. As of September 1, 2019, direct access to physical therapy services became available in the state of Texas.

What are the provisions to the Direct Access Law in Texas?

Texas law allows physical therapists to provide direct physical therapy evaluation and treatment services for a period of up to 10 or 15 consecutive business days—the length of time depends varies depending upon the therapists training. If treatment is needed beyond the allowed days, then a healthcare provider will need to evaluate the treatment plan, and give a referral. Once the healthcare provider submits a referral, treatment can continue as needed.

How can I get direct access to physical therapy at PHYSIO?

Direct access provides you with an immediate physical therapy option. You can schedule an initial evaluation at one of our clinics to determine if physical therapy is the best treatment option for you.

What should I expect during my initial evaluation?

During the initial evaluation, your therapist will determine your current condition. If the therapist concludes that physical therapy is necessary, he or she will then create a personalized plan of care so that your physical therapy treatment can begin.

Do I qualify for direct access to physical therapy if I am a Medicare patient?

Medicare patients who visit a PHYSIO clinic without a referral can be seen for an initial evaluation. If the physical therapist determines you are a candidate for physical therapy, the treatment plan will be sent to your healthcare provider for signature. After receiving a signed plan of care, physical therapy can continue.

What if I don’t have a referring healthcare provider at the time of my initial evaluation?

Treatment may begin if it is determined that physical therapy is required. If you don’t have a referring healthcare provider, our physical therapists can provide information to assist you in securing a referral, so that treatment can continue uninterrupted.

Will insurance cover direct access to physical therapy?

Insurance coverage for physical therapy under Direct Access is covered by most insurance plans. However, the rules of coverage may vary from one provider to another. We encourage you to talk to your insurance company to confirm coverage requirements.